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Derek Sall

Blog Info

Life And My Finances
General Finance
Debt, Real Estate
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Blogger Bio

Grand Rapids, Michigan, United States
Life stage:
SIK (Single Income, Kids)
Financial Analyst
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Latest Blog Posts

Passive income – we all crave it and can’t wait to make a passive income source of our very own. I mean c’mon – make money while we sleep? Bring it! Give me some of that! In fact, I’ll take a double-portion! This topic has always been intriguing, but you know what? Now with all of this craze around FIRE (Financial Independence/Retiring Early) and extremely early retirement, passive income has ...
Posted: May 25 2018 @ 4:30 AM
If you haven’t been keeping up with the personal finance space lately, you may have missed all of the new “FIRE” and “retire a millionaire” posts. These articles are all about becoming financially independent, saving up enough money to retire early, and a lot have to do with having a million dollars. But what does it really take to become a millionaire? Well surprisingly, to become a millionaire, you really ...
Posted: May 23 2018 @ 4:30 AM
Retiring extremely early — it’s all you hear about today… “How so-and-so retired at age 30” “What it’s like to travel the world and earn $1M while doing it” “How to work for 7 years and retire for 70”Man, talk about some great click-bait article titles! I should really use these for myself in the future… Anyway…back on track here. We’re all in awe of people that can retire extremely ...
Posted: May 21 2018 @ 4:30 AM
You are absolutely killing it. You’ve paid off the credit cards, the car loan, the medical bills, and now you’re getting ready to tackle the student loan debt head on. You’ve never felt better in your life and you can’t wait to be debt free! Only…what is it that you’re supposed to do when you get out of debt?Should you… Invest? Pay off the house? Relax and become more generous ...
Posted: May 18 2018 @ 4:30 AM
Around this time of year, you might start seeing social media posts and articles from your favorite personal finance blogs that scream “Christmas isn’t an emergency, start saving now!”. While Christmas isn’t an emergency, and you should save for it, that begs the question..is it even worth it to have an emergency fund anymore? Or is the new wave of sinking funds a better choice? If you’re trying to choose ...
Posted: May 16 2018 @ 4:30 AM
Don’t stick a fork in a power outlet. Don’t treat a construction site as your personal jungle gym. And don’t ever park your car on train tracks. This is pretty common sense stuff, right? If you want to stay alive, try to avoid doing stuff that’ll kill you. On the same token, if you want to have some money at some point in your life, avoid the stupid stuff that ...
Posted: May 14 2018 @ 4:30 AM
Tweet…tweet tweet tweet… The birds outside are announcing yet another beautiful day. You slowly peel open your eyes and begin to smirk because your amazing life from yesterday will continue yet again today. You have no credit card debt, no student loan debt, no car debt, and you know what? No house debt either. You’re totally debt free.Beyond this, you now own a rental property free and clear, you earn ...
Posted: May 11 2018 @ 4:30 AM
Since I’m pretty busy being a Dad, husband, financial analyst, self-proclaimed contractor (that recently failed miserably with crown molding…), and a writer for other prominent blogs, sometimes I just can’t keep up. Today is one of those days. Luckily, there are tons of others that are kicking tail when it comes to their finances as well! Daniel his one of those kick-butt stories. Check out his debt payoff account below! ...
Posted: May 09 2018 @ 4:30 AM
Laura Harris is a fascinating person with an even more fascinating story – debt free by 25, a stay-at-home mom on a super low income, and a self-made success in the freelance writing industry… When she came to me with the idea of writing this post, there was absolutely no way I was going to pass her up. Practical ways to pay off debt faster? Uhhhh, yes please. This is ...
Posted: May 07 2018 @ 4:30 AM
Save a million dollars for retirement…it’s everyone’s dream, right? Man, if you had a million bucks in your retirement accounts at retirement, think of what you could do!You could: Take exotic vacations every month Go out to eat without ever thinking about the bill Buy lavish presents for all your friends and be the most beloved old people on the planet!Well…maybe you could and maybe you couldn’t. It basically all ...
Posted: May 04 2018 @ 4:30 AM


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