Blogger Profile

John C.

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Action Economics
General Finance
Early Retirement, Family
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Blogger Bio

Net worth:
Sodus, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
Nuclear Contractor
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Latest Blog Posts

Earning $75,000 a year puts you about $20,000 ahead of the median U.S. household.  The Wall Street Journal remarked in 2010 that the ideal income for happiness is $75,000 per year.  At $75,000 per year in most areas of the country you can afford a decent lifestyle and still save … The post Living Large on $75,000 A Year: Build Long Term Wealth With A Middle Class Income appeared first on ...
Posted: Mar 10 2018 @ 7:30 AM
How can you retire at 55' This is a question I have been asked numerous times.  I figured the best people to answer this question are people who actually did it.   My dad retired last month just after turning 55. My mom left her full time job about 5 years … The post How To Retire At 55, My Dad retired last month! appeared first on Action Economics. ...
Posted: Mar 02 2018 @ 10:11 PM
On Valentines Day I came home from work around 6:30 in the afternoon.  Mrs. C. had some errands to run, so while I was waiting at the house for her to come back I checked my Google Analytics page.  I typically only look at this every couple weeks.  I noticed … The post My Website Was Hacked! Here’s How I Saved My Website appeared first on Action Economics. ...
Posted: Feb 23 2018 @ 7:28 AM
Winning with money is not hard.  You don’t need to be good at math or a finance wizard to win with your money.   You don’t need to make $100,000 a year, and you certainly don’t need an advanced degree.  What is difficult is applying the behaviors needed to win … The post The Ten Minute Guide To Personal Finance appeared first on Action Economics. ...
Posted: Feb 09 2018 @ 4:52 PM
Last month residents of Hawaii received a text message stating that there were incoming ballistic missiles and to seek shelter. A lot of panic ensued.  For 38 minutes residents of Hawaii believed they were under attack until the government realized a mistake had been made and a “wrong button” pushed.  … The post What To Do If A Nuclear Strike Occurs appeared first on Action Economics. ...
Posted: Feb 02 2018 @ 9:23 PM
Since I am targeting early retirement I have been asked multiple times how I can make that happen because everyone knows you can’t retire until you are 59 1/2, or 62, or 67 (like there is some sort of law against it).  Because of this misinformation I have collected together … The post How To Access Retirement Accounts Before 59 1/2 appeared first on Action Economics. ...
Posted: Jan 26 2018 @ 12:01 PM
I do a lot of planning for my taxes, so much so that it feels obsessive at times.  A few years ago I made a tax planning spreadsheet that allowed people to compare side by side different tax scenarios. This greatly simplified my tax planning, and helped many others as … The post How To Calculate Your Taxes In 2018 appeared first on Action Economics. ...
Posted: Jan 19 2018 @ 12:52 PM
J$ over at Budgets Are Sexy laid down the gauntlet to publish a resume of failures to balance out the record in terms of success.  Naturally we tend to advertise our successes much much more than our failures, it’s just human nature. Our failures get buried in the backyard and … The post John C’s Resume of Failure appeared first on Action Economics. ...
Posted: Jan 12 2018 @ 2:25 PM
2017 was our best year financially yet.  Despite setbacks we hit a savings rate of 44%, not quite the 50% I wanted, but certainly close.  We saved just under $40,000 this year. I think overall the targets I’ve been shooting for are a bit too lofty and I need to … The post Quarter 4 2017 Update appeared first on Action Economics. ...
Posted: Jan 05 2018 @ 1:57 PM
I hate to admit it, but my quest for financial independence did not start from a vision of a beautiful blue sky future, my quest for financial independence was born out of fear.  When I entered the workforce in 2005, Michigan was in a single state recession, and was hit … The post How To Prepare For The AI Revolution appeared first on Action Economics. ...
Posted: Dec 29 2017 @ 7:45 PM


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