Blogger Profile

Mom @ Three is Plenty

Blog Info

Three is Plenty
Early Retirement
Money, Family
Start Year:

Blogger Bio

Net worth:
Pittsburgh, Pennsylvania, United States
Life stage:
DIK (Dual Income, Kids)
IT / Information Security

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

I have posted in a while, but I’m keeping the web server up for other purposes, so I left the blog up anyway. Not much has changed, we’re still saving aggressively, but Dad has a new job that pays 30k less than his old one, and the benefits aren’t quite as great. But, the benefits […] ...
Posted: Feb 11 2020 @ 3:56 PM
We’ve finally moved into millionaire territory after flirting with it for so many months.  It’s still less than our desired amount for retiring, but we’ve passed another major financial milestone.  Our retirement accounts are flirting with $875k right now, and I’ll be happier when those reach $1million.  Our net worth includes our vehicles and our […] ...
Posted: Aug 03 2018 @ 11:19 AM
As we move nearer to early retirement, we’re making steps to change our asset allocation.  Previously, we were pretty aggressive in stocks, and we’re slowly starting to reduce that exposure.  We were 15% bonds, 5% real estate, 20% international (15% developed), 10% small/micro cap and the rest (50%) in total stock market.  Over the last […] ...
Posted: Jan 30 2018 @ 12:10 PM
This year, we contributed $70997.76 (101.43% of planned) to our retirement accounts, and have gained $108,709.34 (298.25% of planned) in investment value.   11k of that is still waiting to be invested – we’re on the cusp of whether we can contribute to a Roth and if so, how much. As of right now (using preliminary […] ...
Posted: Jan 11 2018 @ 11:59 AM
Since the number has stayed above 750k for the last few weeks, it’s time to say that we have more than 750k invested.  15k of that is a 529plan for college, so it’s not all retirement focused, but it’s still a significant chunk of money.  It doesn’t seem that long ago when we had half […] ...
Posted: Nov 08 2017 @ 2:12 PM
We had our final inspection yesterday and passed with flying colors – even got a few compliments on how well we did things. We’re still doing some last minute cosmetic cleanup before it’s completely done, but that includes things like painting over where the temporary railing was across the sliding glass door, attaching the post-caps […] ...
Posted: Aug 10 2017 @ 3:02 PM
This quarter, we contributed $15,780.11 to our retirement accounts, and have gained $21,516.55 in investment value.  That averages out to just under $5,300 per month on the contributions, and just over $7,100 per month on investment value. We’ve survived Daughter Person’s tonsillectomy and adenoid removal, and she’s doing great now – she can breathe at […] ...
Posted: Jul 06 2017 @ 2:18 PM
All spring, and so far this summer has been all deck work all the time.  We’re making serious progress at this point though.  I just dropped about $4500 on the decking and railing, which will be delivered in the next week.   Here are a few in-progress pictures to review.  We’ve done a lot of […] ...
Posted: Jun 16 2017 @ 1:15 PM
  Let’s make this easier, a quarterly report (although I’m still recording it monthly for my own records). This quarter, we contributed $15,566.33 to our retirement accounts, and have gained $29,730.13 in investment value.  That averages out to just over $5,100 per month. Next month will see an uptick in contributions, all because of cash […] ...
Posted: Apr 18 2017 @ 5:41 PM
January’s Numbers As of March 1, 2017, we are $299,544.21 in debt with a mortgage.  We currently have $1,073,633.00 in assets.  Our investment accounts are at $651,159.34. Our Net Worth is $774,088.79,  up from $736,973.30 in January (5.04% increase). We were able to contribute the full amount we set aside to our Roths and since I had set aside an […] ...
Posted: Mar 01 2017 @ 5:49 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.