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Millionaire Before 50
Early Retirement
Millionaire, American dream, Immigrant, Pinoy, Filipino
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Net worth:
Downingtown, Pennsylvania, United States
Life stage:
DIK (Dual Income, Kids)
IT / Software
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Latest Blog Posts

Today is my 20th anniversary living in America— the land of milk and honey. The place where pretty much anything that I’m accustomed to seeing is bigger. Bigger houses, bigger cars, bigger TVs., bigger you name it. I can vividly remember what my reaction was The post What 20 Years in America has Taught Me About Money appeared first on Millionaire Before 50. ...
Posted: Feb 17 2020 @ 6:30 PM
For many people, owning their own home, as opposed to renting and paying someone else’s bond, is a dream come true. And the dream usually starts as soon as your realtor hands you the keys— you suddenly have more room, greater privacy, and in our case, a spacious backyard where … The post Why You Should Avoid a 30-Year Mortgage Like the Plague (and how the coronavirus paid off our ...
Posted: Jan 31 2020 @ 3:12 AM
It may not be a surprise to my readers, but I have a confession to make. I’m obsessed with tracking our net worth. Every month, I update a spreadsheet to keep track of our numbers, in addition to logging into various sites that aggregate our financial data over the web. I’ve … The post The Road to Riches Starts Here: Track Your Net Worth appeared first on Millionaire Before 50. ...
Posted: Jan 06 2020 @ 1:50 AM
This post is about Peter Lynch's successful exploits to conquer the stock market. I've happened to get hold of a copy of his book, Beating the Street, which I enjoyed thoroughly. The post Book Review: Beating the Street by Peter Lynch (How He Conquered the Stock Market) appeared first on Millionaire Before 50. ...
Posted: Dec 25 2019 @ 5:00 PM
Here are the top reasons why I think developing your muscles is one of the best investments that you can make. The post Why Building Your Muscles is One of the Best Investments You Can Make appeared first on Millionaire Before 50. ...
Posted: Dec 09 2019 @ 12:02 AM
In this post, I will attempt to cover the common tax-advantage accounts and recommend strategies that best suits you. Hopefully, this will give you a clear direction on where to put your investments. The post Tax-Advantaged Savings and Recommended Strategies appeared first on Millionaire Before 50. ...
Posted: Nov 25 2019 @ 12:16 AM
Do you know what’s the biggest expense that you will incur in your lifetime? Nope. It’s not your home. I remember my hands were shaking when I handed my agent a $43,000 cashier’s check as a down payment for our house, 15 years ago. But like I said, it’s not … The post Open Enrollment: Why I Switched to an HSA appeared first on Millionaire Before 50. ...
Posted: Nov 12 2019 @ 12:00 AM
As someone married to a rehab nurse, dinners often consist of sad stories of people in dire circumstances— from someone who was debilitated by a mild stroke, to someone who needs multiple surgeries because of a traumatic brain injury, or a concussion. If you’re contemplating losing weight, it’s a great way … The post Art Ability: Overcoming Disability Through Art appeared first on Millionaire Before 50. ...
Posted: Nov 04 2019 @ 1:51 AM
If you search for images of millionaires over the web, what do you see? People in nice black suits, tall hats, and fancy cars. Maybe pictures of your favorite celebrities or athletes? A millionaire is someone with net assets of at least seven digits— that’s assets minus liabilities. In contrast, … The post Book Review: Everyday Millionaires By Chris Hogan appeared first on Millionaire Before 50. ...
Posted: Oct 27 2019 @ 11:07 AM
You’ve probably heard this line a hundred times at the cash register before, “Would you like to apply for a store credit card? You’ll save 10 percent on today’s purchase.” That was the offer that I accepted from a BestBuy store clerk sometime in the late 90s, just a few months after I … The post Awesome Credit– You Must Have It! appeared first on Millionaire Before 50. ...
Posted: Oct 21 2019 @ 12:00 AM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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