web
counter

Blogger Profile


DA

Blog Info

Name:
Debt Ascent
Category:
General Finance
Tags:
Debt, Investing
Start Year:
2017

Blogger Bio

Net worth:
Location:
Oregon, United States
Age:
30s
Race:
White
Gender:
Team
Life stage:
DIK (Dual Income, Kids)
Profession:
Dentist (Her) & Engineer (Him)
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)


Latest Blog Posts

For the first time since we purchased our home last year, our net worth has dropped. However, I still view October 2018 as a wild success. We started the year with over $320k in student loan debt. This month we crossed the threshold below $190k. The parts of this journey that we can control moved […] The post October 2018 Net Worth appeared first on Debt Ascent. ...
Posted: Nov 04 2018 @ 12:57 PM
Our philosophy regarding budgeting has rapidly evolved over the last few years. Before mid-2015, in the decade plus that the Mrs. and I have spent together we never relied on a budget. For the longest time, I didn’t see the value of categorizing spending and setting arbitrary amounts that were deemed “acceptable”. Rather, I thought […] The post Budging from Budgetless appeared first on Debt Ascent. ...
Posted: Nov 01 2018 @ 1:34 AM
We’re getting close. It’s possible we’re there. We might have finally reached the point that I can say with confidence that we’ve escaped a negative net worth for good. The end of 2017 was the first time that our net worth was positive. We ended last December with a net worth of $1,490. It was […] The post September 2018 Net Worth appeared first on Debt Ascent. ...
Posted: Oct 02 2018 @ 3:46 PM
In Part I we discussed why it makes sense for us to exclude our home from our net worth calculation. To recap, the main takeaway is that we do not plan on the equity of our primary residence to be used to fund our retirement. We’d like to live in and enjoy our home. If […] The post Net Worth Exceptions Part II: Planned Expenses appeared first on Debt Ascent. ...
Posted: Sep 28 2018 @ 10:07 AM
If you’re at all familiar with the personal finance world and particularly those that are interested in financial independence and early retirement, you may be well aware of some of the discrepancies of how some calculate and report their net worth. Given such a large focus of our story is focused on the financial progress […] The post Net Worth Exceptions Part I: Excluding the home appeared first on Debt Ascent. ...
Posted: Sep 19 2018 @ 1:52 AM
Another month is in the books, and with thanks in no small part to strong market gains we were able to continue our streak of five figure net worth improvement to five consecutive months. We continue to focus heavily on debt reduction, and so in August we made the decision to transfer much of our […] The post August 2018 Net Worth appeared first on Debt Ascent. ...
Posted: Sep 07 2018 @ 7:37 PM
After crossing the six figure mark for the first time in June, our net worth continues to ascend. We saw improvements in both our assets and liabilities in July and improved our net worth by just over $27,000 from $113,991 at the end of June to a July 31st balance of: $141,169 Liabilities Our three […] The post July 2018 Net Worth appeared first on Debt Ascent. ...
Posted: Aug 01 2018 @ 1:39 AM
Dear Debt, There are so many out there that are angry with you. They say it’s an emergency to have you around. You’re a cancer. No good comes from you. Maybe they’re right. I’m probably too comfortable with our current arrangement. Even so, I won’t begrudge you because of all you’ve allowed us to achieve. […] The post Thank you Debt appeared first on Debt Ascent. ...
Posted: Jul 20 2018 @ 9:48 AM
Six figures! It’s been a long road from a net worth of -$470k when we started our climb out of debt, but as we discussed in our last post, things are changing in a hurry lately. For the first time we have a net worth above $100,000. The milestone may be arbitrary, but we’re happy […] The post June 2018 Net Worth appeared first on Debt Ascent. ...
Posted: Jul 07 2018 @ 12:17 PM
A year ago, my wife and I were eagerly awaiting a pending move to our new house. We had rented a few places over the eight years since we married and we were ready to take the homeowner plunge. I’d like to point out that this wasn’t a financially driven decision – actually decided to […] The post The Past Year in Review appeared first on Debt Ascent. ...
Posted: Jun 22 2018 @ 10:26 AM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.