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Racing Towards Retirement
General Finance
Baby Boomer
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New Orleans, Louisiana, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

When it comes to diversifying your investment portfolio, real estate is a go-to for many people.  People like owning something they can see and understand, and most forms of real estate investment allow that.  Another big advantage of real estate as an investment is the ability to use OPM--other people’s money.  While buying stock on margin is considered risky, buying real estate with borrowed money is considered normal.  Let’s take ...
Posted: Nov 08 2018 @ 2:01 AM
Investors looking for ways to diversify their portfolio may find that REITs are recommended. This post will attempt to answer the following questions:What Are REITs?Are REITs a good investment?What types of investors should consider REITs?What are the risks of investing in REITs?What REITs should I invest in? What Are REITs?REIT is an acronym for Real Estate Investment Trust. A REIT is a shareholder-owned company that invests in and operates ...
Posted: Oct 29 2018 @ 6:30 AM
Investing in corporate bonds is a good way to add income and stability to your investment portfolio. However, many people do not understand why they should invest in corporate bonds. Let’s take a look at some questions people have about corporate bonds, and at some answers.What Is a Corporate Bond?A corporate bond is a bond issued by a corporation. In other words, it is a piece of paper ...
Posted: Oct 18 2018 @ 10:46 PM
As I set down to write this, the stock market has fallen precipitously in the last week.  Nevertheless these are the figures as of the end of September, 2018.About 10% of our income automatically goes into our 401k accounts, and in the last three months, that's been about it.  On the spending side, my daughter and I went to New York City and ended up with extra expenses for the ...
Posted: Oct 11 2018 @ 11:06 PM
I think many people have a dream of living a long fulfilling life and then going to bed in their own home one night and just never waking up again.  Unfortunately, not many of us go that way.  Most people undergo a period of declining health, mobility, cognition and independence before death.  For some it is a relatively quick process caused by their final illness.  For others it can mean ...
Posted: Sep 29 2018 @ 1:11 AM
When you read the "How to Make Money Blogging" books that are readily available with a Kindle Unlimited subscription, one source that most mention is affiliate links.  Basically affiliate links allow one customer to earn money by recruiting another customer.  In order to get people to recommend them to their friends, and to get bloggers to write about them, companies offer rewards to those who get other people to sign ...
Posted: Sep 08 2018 @ 2:27 AM
According to the ads on late-night television, a car accident could be your path to riches.   See that lawyer and get a big check. Is it really that easy?This post is not legal advice, and every case is different.  Generally, personal injury attorneys work on contingency fees--they get a portion of the recovery--and they offer free initial consultations during which they evaluate your case and decide whether they want ...
Posted: Sep 01 2018 @ 1:45 AM
Right now there are wildfires in the West and a Hurricane is headed for Hawaii.  The end of August and first half of September is prime time for Hurricanes on the Gulf Coast.  Spring floods hit the river valleys, especially in areas that got more snow than usual.  Earthquakes seem to come out of nowhere.  The reality is that any of us could be hit by some disaster (whether individually, ...
Posted: Aug 25 2018 @ 2:21 AM
While some people are fond of online broker Robinhood, which charges no sales commissions, other people are looking for an alternative to Robinhood. One contender is Webull, another commission-free stockbroker.  This article will chronicle my experince with Webull and offer you, my readers, a free share of stock.I first found Robinhood alternative Webull when I was perusing Google Play for more apps for my phone and Webull was listed as ...
Posted: Aug 11 2018 @ 2:03 AM
When you start planning a trip to New York City, after a search or two, Google will start showing you ads for attraction passes.  I don't control the AdSense ads on this page but I wouldn't be a bit surprised if one of them is for an attraction pass.  So, should you buy one?  If so, which one?  How should you decide?Plan Your Ideal TripHow long to do plan to ...
Posted: Aug 04 2018 @ 2:14 AM


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