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My Debt Epiphany
Frugality/Saving, Millennial
Start Year:

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Illinois, United States
African American
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Saving money is essential in order for you to turn your financial situation around because it builds a safety net to help you cover random expenses whenever life throws them your way. Life can be very unexpected, so having a decent amount of savings can help you feel more financially secure, stop living paycheck to... Read more The post 5 Ways to Save Money when You’re Broke appeared first on My ...
Posted: Jun 11 2018 @ 8:00 AM
For many people, the most important number is their income. I get it. It’s important to know what you’re earning so you can budget more efficiently and perhaps even focus on earning more. Another number that holds a lot of weight is debt the amount of debt you might have. It can be daunting to... Read more The post Tracking Your Net Worth: The Why and How appeared first on My ...
Posted: Jun 07 2018 @ 8:00 AM
Summer is almost here and I can’t wait! It was a BRUTAL winter here and the weather has been pretty cold/crappy for the last 6 months (November toward the end of April). I’m definitely going to be more appreciative of the warm weather months because summer always seems to fly by so fast. We are... Read more The post Frugal Summer Bucket List appeared first on My Debt Epiphany. ...
Posted: May 30 2018 @ 8:00 AM
Spring is in full swing and summer will be just around the corner. Not only does summer mean warm weather for most of us and the opportunity to participate in more outdoor activities, summer can also mean more free time if you’re out of school or experiencing a slow period for work. A great way... Read more The post 6 Ways to Make an Extra $500/month This Summer appeared first on ...
Posted: May 24 2018 @ 8:00 AM
This is the year I’m finally becoming a homeowner. I’m excited but also nervous because I’ve been hearing all these horror stories about people who are struggling to make their house payments. I know that being a homeowner is more than just a status symbol. It’s going to require sacrifice, a lot of hard work,... Read more The post How We’re Avoiding Becoming House Poor appeared first on My Debt Epiphany. ...
Posted: May 16 2018 @ 11:49 AM
Small business entrepreneurs always have a hard time getting started. It is not easy to make a place for yourself on the market and oftentimes many entrepreneurs don’t even make it there. Ecommerce makes things a bit easier for merchants since it is easier to set up an online store and it is cheaper to... Read more The post Learn How to Boost Your Small Business appeared first on My Debt ...
Posted: May 14 2018 @ 12:23 PM
Hey everyone! I’m settling back in from my vacation last week but I’ll be back with new content on Monday! Today, I have a guest post from Chad. Chad Zollinger is the editor of The Bottom Line and writer for The Mission on Medium. For work, he manages the Debt Relief and Tax Relief content at Best... Read more The post How to Stop Investing In Stupid Things appeared first on My Debt ...
Posted: May 10 2018 @ 8:00 AM
Paying off debt requires a ton of discipline, willpower, and the right mindset. It’s not always easy, but the results are often rewarding. Last fall I made the final payment on the student loan debt totaling about $35k+ of debt paid off since 2015. It was exciting and I felt accomplished. But it wasn’t the... Read more The post Why I Took a Debt Payoff Break appeared first on My Debt ...
Posted: Apr 23 2018 @ 8:00 AM
When it comes to money, it’s all too easy to spend. In fact, we just can’t seem to stop…but why? There’s no denying that day-to-day expenses are on the rise, but there’s likely more to it than that. Spending is that much more enjoyable that saving, for one. And saving itself? There isn’t all that... Read more The post 3 Of The Best Ways You Can Invest In Your Financial Future ...
Posted: Apr 18 2018 @ 7:45 PM
If you are currently a law student or were thinking of enrolling, knowing how to manage your student debt will allow you to recover much faster once you’re done and enter the job market. Law school doesn’t come cheap, and it might take time before you’re able to find a position once you get out.... Read more The post How to Minimize Law School Debt appeared first on My Debt Epiphany. ...
Posted: Apr 10 2018 @ 4:50 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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