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Frugal Mermaid
Early Retirement
Money, Frugality
Start Year:

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Net worth:
Las Vegas, Nevada, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

I get this question all the time: “What one thing helped you change the way you spent money?” The answer: I began tracking my expenses. I know people think they don’t need to pay attention to individual transactions because we all have electronic money that creates an automatic record of every “dime” we spend with […] The post How to Track Your Expenses appeared first on The Frugal Mermaid. ...
Posted: May 09 2019 @ 1:45 PM
Online savings account are all the rage lately due to their high interest. And for good reason…they are awesome! I bought into that trend a couple of years ago, and I will never go back! I have been banking with Marcus (by Goldman Sachs) for a couple of years and I LOVE IT! Why? When […] The post Earn Crazy Interest with an Online Savings Account appeared first on The Frugal ...
Posted: Apr 19 2019 @ 8:00 PM
Many couples fight about money. In fact, I think most couples would agree that it’s the thing they fight about the most. Relationships are hard enough without fighting about something that, to me, is often so easy to fix. And while I can’t promise you a hefty salary, or a lifestyle that will fit within […] The post Couple Finances appeared first on The Frugal Mermaid. ...
Posted: Apr 13 2019 @ 7:17 PM
By way of update, we are now Florida residents! We left Costa Rica in December, then spent about a month over Christmas and New Years visiting various family members. Then we packed all of our possessions into our Honda Element and drove to Florida! After a week of exploring the beaches near Orlando, we finally […] The post The Freedom to Be Losers appeared first on The Frugal Mermaid. ...
Posted: Mar 22 2019 @ 8:00 PM
This month, I’m turning the monthly spotlight on the one-stop-photo-shop that is Shutterfly! I’ve been using Shutterfly for years to make “scrapbooks”. Gone are the days of spending hours huddled over a table full of photos, craft paper, and stickers (although it really was fun, wasn’t it?) Now you can upload photos directly from your […] The post Frugal Scrapbooking with Shutterfly appeared first on The Frugal Mermaid. ...
Posted: Mar 15 2019 @ 8:00 PM
Raise.com is an online marketplace for discount gift cards. I have saved tons of money by purchasing gift cards on Raise and using them for my regular shopping. Here are the ways I maximize my savings with Raise: Step 1: Pick a discounted gift card at Raise.com Raise has gift cards for pretty much any […] The post 3 Ways to Save Money with Raise.com appeared first on The Frugal Mermaid. ...
Posted: Feb 15 2019 @ 5:30 PM
Let’s face it. America’s healthcare system is broken.  You know it, I know it, everyone knows it. And I don’t have hope that it will be fixed in my lifetime (someone please prove me wrong!) That’s why the idea of medical tourism immediately captured my attention. Many of you may remember me raving about this […] The post Medical Tourism in Costa Rica appeared first on The Frugal Mermaid. ...
Posted: Jan 03 2019 @ 8:11 PM
For those of you who don’t know what Airbnb is, it’s a platform where regular people can open up part of their home or investment property to strangers to use as a short-term rental. You can usually stay at an Airbnb for less than the cost of a hotel, which is why it appeals to […] The post Our Airbnb Experiment: The Good, the Bad, and the Naked. appeared first on ...
Posted: Dec 28 2018 @ 8:34 PM
There is a lot to do and see in Costa Rica.  And for travelers who are on a budget, one of the best ways to get around to all the sights is to take the bus. Having traveled down the Pacific Coast of Costa Rica, I would definitely recommend Playas del Coco as one of the […] The post Bus from Liberia to Playas del Coco appeared first on The Frugal Mermaid. ...
Posted: Dec 18 2018 @ 10:43 PM
You may have read the horror stories about Costa Rican rental cars. Being charged extra fees, paying for expensive insurance, and driving on terrible roads. Luckily, that is not everyone’s experience, and if you know how to hack it, it won’t be yours either!   Should you rent a car when travelling in Costa Rica? Short […] The post How to Rent a Car in Costa Rica appeared first on The Frugal ...
Posted: Dec 11 2018 @ 6:00 PM


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