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Blogger Profile


Rich

Blog Info

Name:
Penny and Rich
Category:
General Finance
Tags:
Debt, Family, Frugality, Minimalism
Start Year:
2017

Blogger Bio

Net worth:
Location:
Minneapolis, Minnesota, United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Pen Station, Big update here because I’m waiting on my car to get serviced (oil change and goodness knows what else might pop up). It’s a good time to take stock, and I’ve nowhere to go anyway. I’ve been playing around with some graphics to get a visual picture of how my financial situation is … Continue reading "Rich Goes Crazy With The Graphs And Charts" The post Rich Goes Crazy ...
Posted: May 11 2018 @ 1:14 PM
Dear Rich, It’s been awhile since I’ve written. Let me bring you up to speed on our financials, and then I’ll share some thoughts on some other stuff. Here is what we are currently worth: ​ We’re making a little bit of a headway. Last year at this time, we were worth only $14,453. Most … Continue reading "Penny Reveals 2017 Spending; Proves She Is Alive And Well" The post Penny ...
Posted: May 06 2018 @ 2:40 PM
Hey Penny, I started my career almost exactly 16 years ago. I can probably retire in 14.5 years, at age 57. There’s a chance I could retire even earlier, around age 55. Why am I thinking about this right now? I’m seeing more and more people in my extended family either nearing retirement or retired … Continue reading "Rich Digs Into Future Retirement Income" The post Rich Digs Into Future Retirement ...
Posted: Apr 30 2018 @ 3:10 PM
Pen — at long last, I’ve fulfilled one of my goals for 2018: starting an HSA and, ergo, reducing taxable income.  Here’s what an HSA does and why it’s so great. This is not the textbook or legal description, it’s the Dad-blogging-while-kids-watch-tv-quick-version. HEALTH SAVINGS ACCOUNT A health savings account is a an account where you … Continue reading "Rich on HSAs and Socioeconomic Classes in Air Travel" The post Rich on ...
Posted: Apr 21 2018 @ 12:32 PM
Hey Penny, time for a money check. First up, my primary concern:  net worth. We are hugging the trend line, which is a-ok. As a reminder, the trend line is the pace we need to keep so that I can have a $1MM net worth at age 45. I’m looking forward to hitting $700K soon. … Continue reading "Rich Checks On His Money To Make Sure It’s Not Causing Trouble" The ...
Posted: Mar 13 2018 @ 10:33 PM
To whom it may concern:  I’m on record saying that I think we’re in the midst of another stock market bubble. My bubble claim was a while ago, and I’ve missed out on some gains. Moreover, I acknowledge that stocks could go much, much higher from here. They could also go much lower. I’m ok … Continue reading "Rich Examines Stock Market Mythology, Philosophy, Psychology, and Risk" The post Rich Examines ...
Posted: Feb 18 2018 @ 10:30 AM
  Penny — you and our readers have no doubt noticed the lack of writing on the blog. The reason: normal life. I’m probably the busiest I’ve ever been professionally and personally. Days oscillate between work, family time, and a few free moments. When those free moments emerge, I want to be reading or exercising. … Continue reading "Rich Glances At 2017 And Sets Goals For 2018" The post Rich Glances ...
Posted: Jan 01 2018 @ 3:34 PM
  Dear Rich, I am still SO. TIRED. But, I’m going to give this writing thing a shot. I like what you had to say about your life and work. Good post. I couldn’t help but to think how it really exemplifies the differences between you and me. The whole “city mouse / country mouse” … Continue reading "Penny: Here’s all the things that have been bothering me about the ...
Posted: Nov 18 2017 @ 6:10 PM
  Dear Rich, I am still SO. TIRED. But, I’m going to give this writing thing a shot. I like what you had to say about your life and work. Good post. I couldn’t help but to think how it really exemplifies the differences between you and me. The whole “city mouse / country mouse” … Continue reading "Penny: Here’s all the things that have been bothering me about the ...
Posted: Nov 18 2017 @ 9:10 AM
Hey Penny, Sorry to hear about your lack of sleep. I can’t imagine being pregnant, for obvious reasons. If that ever happened … now that would be a blog! Pregnant Mansplaining. I get close to 8 hours nightly but the difficult part is that my boys wake up at 530 and go immediately to playing … Continue reading "Monthly Money Check: Rich Horsed Around in October 2017" The post Monthly Money ...
Posted: Nov 12 2017 @ 6:10 PM

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