Blogger Profile

Steve Reed

Blog Info

Early Retirement
Start Year:

Blogger Bio

San Jose, California, United States
Life stage:
DINK (Dual Income, No Kids)
Tech Sales
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

There are a some things in life you’ll never regret: deleting Facebook, lifting weights, and getting married at City Hall are among them. Five years ago Sally and I decided to get married at City Hall. The wedding cost us $1000 and the story went viral at the time. There were a number of reasons […] The post Our $1000 Wedding, Five Years Later appeared first on Steveonomics. ...
Posted: Jul 01 2018 @ 7:43 PM
In 2018, we are going back to frugality. This means getting a little more strict on our budget and tracking expenses each month. I’m trying to get our savings rate back above 75%! It’s safe to say that the first four months of the year have been successfully frugal. At the same time, we’ve been […] The post Cheap Entertainment appeared first on Steveonomics. ...
Posted: May 06 2018 @ 12:27 PM
A recession is coming. That’s all I seem to hear these days. Raising interest rates plus Trump saying dumb stuff is going to crash the stock market and destroy America! I’ve heard variations of this on social media and in real life. Following the JL Collins’ investing approach of keeping most of my money in […] The post Why I’m Not Worried About a Recession appeared first on Steveonomics. ...
Posted: Apr 16 2018 @ 1:23 PM
Last year was a smashing success financially. Our household income was the largest it had ever been but our spending wasn’t tracked whatsoever. We thought we could “go with the flow,” knowing our basic frugality would still end up leading to a large net worth increase. And we were right, we had our largest net […] The post Back to Frugality appeared first on Steveonomics. ...
Posted: Jan 28 2018 @ 6:30 PM
When you start on your financial independence journey, the first thing you must do is cut expenses. But you won’t know what to cut until you figure out how much you currently spend. After logging every monthly expense, many are shocked by the results. “$700 a month eating out?! No wonder I’m in debt!” After […] The post You Need to Make More Money appeared first on Steveonomics. ...
Posted: Dec 03 2017 @ 1:18 PM
I spend far too much time on Twitter. While I learn a lot and have created an amazing network of friends, I also see a ton of complaining. The complaining is mostly first world problems and it’s almost always annoying. Recently I saw tweets about how expensive it is to travel so many choose not […] The post Traveling Is Cheap, Time Is Expensive appeared first on Steveonomics. ...
Posted: Nov 11 2017 @ 1:31 PM
After leaving Korea, I still wasn’t ready to begin my career. What a typical millennial I was; putting my life on hold for years! As much as I enjoyed being in Korea, I was tired of teaching (and Korean work ethic)! An American working long hours in a non-English speaking country is tiring. Winters were too […] The post My Australian Experience appeared first on Steveonomics. ...
Posted: Oct 29 2017 @ 6:48 PM
Since I was a UCLA transfer, I wasn’t quite ready to leave after only two years. So, after receiving generous financial aid, I modified my schedule to extend into an extra quarter. This allowed me to graduate in December 2008 instead of June 2008. Looking back, this was pretty silly but my student loan debt […] The post My Korean Experience appeared first on Steveonomics. ...
Posted: Aug 13 2017 @ 2:43 PM
“Winners focus on winning. Losers focus on winners.” -Conor McGregor The past few years I’ve come to understand just how important mindset is to becoming successful. While this blog focuses mainly on acquiring wealth and achieving early financial independence, a winner’s mindset is vital to achieving any of your goals. From a young age I’ve […] The post The Winner’s Mindset appeared first on Steveonomics. ...
Posted: Jun 17 2017 @ 5:51 PM
The past few years it has become quite popular to bash millennials. We’re losers who need to get our shit together. We’re selfish. We’re lazy. We have large amounts of student loan debt. A third of us are still living with our parents. We aren’t getting married. We aren’t even having sex. But I’m here […] The post In Defense of Millennials appeared first on Steveonomics. ...
Posted: May 28 2017 @ 1:31 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.