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General Finance
Budgeting, Debt, Early Retirement, Frugality, Investing
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DINK (Dual Income, No Kids)
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Latest Blog Posts

  One of the essential steps to becoming debt free and financially independent is living below your means. What does this mean? In essence, it is spending less than you earn. When you are living below your means you will not be getting into more debt you can start paying down your existing debt and The post Living Below Your Means appeared first on MakinCents. ...
Posted: May 21 2018 @ 7:51 AM
In a recent post, I looked at how to check your credit score for free. So now that you know your credit score here are some tips to improve your credit score? If you already have a good score how can you ensure you maintain it? Maintaining a good credit score will allow you to apply for The post Tips To Improve Your Credit Score appeared first on MakinCents. ...
Posted: Jan 29 2018 @ 6:11 AM
With less than two weeks until Christmas Day rolls around, you might feel like you’ve got a whole sled full of gifts to buy and a dwindling number of days left to buy them in. Fortunately, savvy saver, Kirsty Lamont from financial comparison site mozo.com.au, is here to reveal her top DO’s and DON’Ts to The post The DOs and DON’Ts Of Last Minute Christmas Shopping appeared first on MakinCents. ...
Posted: Dec 14 2017 @ 5:24 AM
I am always hearing about how important a credit score is in the United States and that it makes a huge difference on not only getting approved for a loan but also the interest rate you get on your loan. Today I have tested 4 free credit score checking sites to compare the differences. In The post Free Credit Score Checking appeared first on MakinCents. ...
Posted: Dec 09 2017 @ 9:48 PM
When it comes to frugality and saving it is good to know the difference between wants and needs. There is money to be saved in both areas but it may be better to start concentrating on the wants. Money is a limited resource and understanding wants and needs can help with how we prioritize that resource. The post The difference between wants and needs appeared first on MakinCents. ...
Posted: Nov 20 2017 @ 7:28 AM
Today I am going to look at some tips to save money on caring for your lawn and garden. A few weeks ago I wrote a post about Saving Money In The Kitchen and thought I would continue the saving money around the house theme. Without further delay here are some tips to save money on The post Tips To Save Money On Caring For Your Lawn And Garden appeared first on ...
Posted: Aug 30 2017 @ 8:57 AM
Money is one of the major causes for relationship problems and divorces. There is no right or wrong way for handling money in a relationship but there are some things you can do to make it a little easier. Lets look at some Tips For Handling Money In A Relationship. Realise That Everyone Has Different The post Tips For Handling Money In A Relationship appeared first on MakinCents. ...
Posted: Aug 20 2017 @ 7:00 AM
Food can get very expensive and take up a considerable chunk of your budget. Today I have decided to put together a list of some easy ways to save some money in the kitchen. Replace Soft Drinks, Coffee and Tea with good ole Water. Its much cheaper and better for you. Get a water filtration The post Easy Ways To Save Some Money In The Kitchen appeared first on MakinCents. ...
Posted: Aug 05 2017 @ 9:23 PM
Today I have made a list of common money mistakes you should avoid. Looking back at my financial life I have made many mistakes over the years and I am sure I will make more in the future. This list will hopefully help you to become aware of a few of the common money mistakes and The post Common Money Mistakes You Should Avoid appeared first on MakinCents. ...
Posted: Jul 23 2017 @ 6:23 AM
Dollar cost averaging is systematically investing money over time as opposed to investing it in one lump sum. Advice from professionals has more than often been that you should use dollar cost averaging to help protect against a market downturn. Most of the time we have no choice but to dollar cost average into investments as The post Is Dollar Cost Averaging Below Average? appeared first on MakinCents. ...
Posted: Jul 09 2017 @ 5:38 AM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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