Blogger Profile

Jeff Martin

Blog Info

Finance Freaks
General Finance
Debt, Early Retirement
Start Year:

Blogger Bio

Net worth:
Highland, Utah, United States
Life stage:
SIK (Single Income, Kids)
IT / Software
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Latest Blog Posts

Depreciating Assets… or in other words, your car!  This month I adjusted the value of both of our cars to match what Kelly Blue Book indicates we could sell the cars for (private party).  I was a little scared to see how much my wife’s 2014 Honda Pilot might have depreciated since we bought in … Continue reading "June 2018 Net Worth Update" ...
Posted: Jun 02 2018 @ 10:02 AM
As you can see from my lack of posts, things have definitely been busy the past few months.  Perhaps I have not been very motivated to post any updates either, due to recent setbacks.  We were a little surprised this year to find out how hefty our tax bill was $8,661 for federal and $1,912 … Continue reading "May 2018 Net Worth Update" ...
Posted: May 14 2018 @ 10:06 AM
It is really nice to see the investments starting to pay off.  Granted a large part of that is due to how well the stock market has been doing.  Although… I the Dow did have the LARGEST drop in a single day of trading EVER today.  So the numbers I am posting below are from … Continue reading "February 2018 Net Worth Update" ...
Posted: Feb 06 2018 @ 1:47 AM
I’m late getting this added, so no fluff this time, just the net worth update of: $395,467.98. ...
Posted: Jan 06 2018 @ 1:23 AM
We survived round #1 of the Holidays.  But as you will see below, there were some casualties.  In November, we went on a family vacation to Montana.  We managed to keep the expenses on that trip quite low, around $350 or so, which was almost entirely to cover the gas in getting up there. The … Continue reading "December 2017 Net Worth Update" ...
Posted: Dec 02 2017 @ 11:17 AM
During the month of October, our net worth increased by $21,091.16 to a new net worth of $379,457.  About $4k of that was from an increase in the value of our investments.  Our investments just hit the $100,000 mark!  That is a big day for us, considering our investments were half that value a year … Continue reading "November 2017 Net Worth Update" ...
Posted: Nov 04 2017 @ 10:06 AM
Debt Ratio = Liabilities / Assets I had never included this calculation as part of my net worth updates in the past.  The reason I find it intriguing, is because it really represents “How much of your lifestyle is financed by debt”?  As Warren Buffet nicely put it: Only when the tide goes out do … Continue reading "October 2017 Net Worth Update" ...
Posted: Oct 15 2017 @ 7:06 PM
Baby Step Four We are just now starting baby step four of Dave Ramsey’s Baby Steps.  In this step, you start saving 15% of your income towards retirement.  This highlights one of the things I really like about Dave Ramsey’s plan.  His plan is focused on long-term financial success.  And saving for something that is still … Continue reading "Baby Step Four: How do I invest for retirement'" ...
Posted: Feb 23 2017 @ 9:04 PM
Back in September, I blogged about how to calculate how much you need for your emergency fund.  Back then, we had about $3,000 in our emergency fund and determined that for a fully funded emergency fund we needed a total of $19,362.  Well I am very pleased to say that today we now have a fully funded emergency … Continue reading "Baby Step Three Complete! Fully funded emergency fund" ...
Posted: Feb 20 2017 @ 9:03 PM
The other day, my kids and I went to the public library to pick out some books to read over the Christmas break.  Not having gone to the library to look for books for myself in some 20 odd years, I decided to search for a financial book.  I ended up getting EntreLeadership by Dave … Continue reading "Having a Dream for the Future" ...
Posted: Jan 02 2017 @ 9:02 PM


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