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Blogger Profile


Rohit Das

Blog Info

Name:
Knowmomoney
Category:
General Finance
Tags:
Budgeting, Asset Allocation, Financial products
Start Year:
2017

Blogger Bio

Net worth:
Location:
Pune , Maharashtra, India
Age:
30s
Race:
Asian
Gender:
Male
Life stage:
DINK (Dual Income, No Kids)
Profession:
Engineer
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Latest Blog Posts

Today’s new post is about my experiment with Peer to Peer Lending in India. I started experimenting with Gurgaon based Faircent about a year ago to better understand this new class of investing. Faircent is currently the poster child of P2P lending in India, having recently raised $4 million in a Series B round. How […] The post Peer to Peer Lending in India appeared first on Personal Finance by Rohit ...
Posted: Feb 07 2018 @ 10:49 PM
With due apologies to the filmmakers, Insurance and investment are two different asset classes and should not be mixed together. My parents and others of their generation have either invested in FD’s or LIC’s which usually is a ULIP Insurance. Based on their recommendations, young people still end up making the same mistakes, because they […] The post My name is Insurance and I am not an Investment appeared first on ...
Posted: Oct 11 2017 @ 12:38 PM
In Part 1 of this series, we analyzed Lump Sum Investing (investing all your money in one go) and holding on to the investment for 1 year, 2 years up to 15 years. The main takeaway was, you had to invest for a minimum of 13 years before you could be sure of having a […] The post Asset Allocation – STP Investing appeared first on Personal Finance by Rohit Das. ...
Posted: Apr 24 2017 @ 4:13 PM
How do you normally plan your investments' Do you invest based on specific goals or do you just look at your overall portfolio and try to have an optimal asset allocation. Or are you like most Indians, who start buying ELSS’s in the month of March, to meet the investing requirements required for tax saving. […] The post Asset Allocation – Lump Sum Investing appeared first on Personal Finance by Rohit ...
Posted: Apr 24 2017 @ 2:46 PM
My Net Worth series is a monthly post, detailing the changes to my net worth and the progress (or lack of) that I have made. The ‘Net Worth Update Apr 2017’ post chronicles the happenings for the month of March ’17. This is the third post in my Net Worth Series. I am in the […] The post Net Worth Update Apr 2017 appeared first on Personal Finance by Rohit Das. ...
Posted: Apr 10 2017 @ 9:18 PM
Today I bring to you a chart to help you save ₹ 25,000 in one year!! I first saw a version of this chart on J. Money’s blog Budgetsaresexy (Love the blog. Big fan.  All  5 of my readers, please do check it out :)) and loved it. He got the chart from Medium Sized Family […] The post How to save ₹ 25,000 in one year! appeared first on Personal ...
Posted: Apr 10 2017 @ 5:07 PM
Hey people, long time no see… This is my first post in about two weeks, which is way off my target of a couple of posts a week. I am in the process of quitting my current job and wrapping up life in Delhi, to move back to my hometown of Pune. I am however […] The post How I justified switching jobs to a lower salary appeared first on Personal ...
Posted: Apr 01 2017 @ 3:40 PM
  My Net Worth series will be a monthly post, detailing the changes to my net worth and the progress (or lack of) that I have made. This is my second post in my Net Worth Series. A possible change in jobs with some personal emergency means I am running a little late with this […] The post Net Worth Update Mar 2017 appeared first on Personal Finance by Rohit Das. ...
Posted: Mar 14 2017 @ 12:08 PM
As I have been working on my next post, on passive income, the one thing I kept going back to was the book “Rich Dad Poor Dad- Robert T. Kiyosaki” (Kindle Endition). The first time I came across this book was about 10 years ago. It was one of the first books I read in the […] The post Rich Dad Poor Dad – Book Review appeared first on Personal Finance by ...
Posted: Mar 12 2017 @ 10:56 PM
In the last post, I wrote about how I have combined my Emergency Fund along with my vacation fund. On one hand, this had the benefit of a larger fund in case of any exigency. On the other hand, a fully funded account afforded us the luxury of a vacation and so we are always […] The post Extending the Emergency Fund ! appeared first on Personal Finance by Rohit Das. ...
Posted: Feb 24 2017 @ 10:30 AM

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