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Military Finance, FIRE, Early Retirement
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Net worth:
Waltham, Rhode Island, United States
Life stage:
SIK (Single Income, Kids)
Coast Guard Officer
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Latest Blog Posts

Baby MF is 6 months old now. How have the costs stacked up against our predictions' When we decided the time was right to start a family, we wondered what the cost of having a child was. The many websites which exist to help a family estimate these cost are useless for a frugal family […] The post Annual Update: The Cost of Having a Baby appeared first on Military FIRE. ...
Posted: Oct 28 2017 @ 5:25 AM
ALCOAST 278/17 spells out the authorization for ALL Active Duty members to receive the promised Continuation Pay. (reserves get 0.5 mo) Members must have less than 12 years of service to sign up for BRS and receive the Continuation Pay. If you Sign up for BRS in 2018 after hitting 12 years, no pay for […] The post Breaking: USCG offers 2.5 mo Continuation Pay in 2018 and beyond appeared first ...
Posted: Sep 20 2017 @ 9:06 PM
Today’s contribution is from freelance writer Sally, who hails from an online life insurance company. Her concern for her parents, who are aging, have sent her on a mission to help alleviate some financial stress, especially among seniors. While this blog concentrates on not having financial stress, and the younger crowd, here are a few […] The post Guest Post: 3 Ways Military Families Can Cope With Tough Financial Times appeared ...
Posted: Jul 30 2017 @ 5:41 AM
Today we welcome a reader and guest poster, Drew Cloud. His article on Military Student Loan Forgiveness is especially timely with all the rumblings about the PSLF going away (even going away retroactively). What would you do if your loans you thought would be forgiven suddenly weren’t, through no fault of your own'! While none […] The post Guest Post: Military Student Loan Forgiveness: Facts and Programs Available appeared first on ...
Posted: Apr 12 2017 @ 5:07 AM
Hello all, Mrs. MF’s and my baby will be making a sooner-than-expected entrance this week. Wish us luck! I’ll get to posting about how we handled our baby-finances here soon! Some updates: Mrs. MF has cut my hair to perfection in under 20 minutes twice this month. That’s a massive improvement, and all the more reason […] The post Standing by for Baby MilitaryFIRE & updates appeared first on Military FIRE. ...
Posted: Mar 28 2017 @ 2:10 AM
This post is by my lovely wife, Mrs. MilitaryFIRE. As we approach 3 important milestones (First baby, first military move, and second anniversary) she has this advice to offer as a military spouse on a FIRE path: I wouldn’t call myself frugal but by definition, I guess I am. Since my husband has started on […] The post Financial Independence and the Military Spouse: Mrs. MilitaryFIRE’s take. appeared first on Military ...
Posted: Mar 10 2017 @ 3:01 AM
Advance Pay is one of the awesome things about moving every 2-4 years in the military. The government will give you an interest-free advance on your pay with 12 months to pay it back! It’s a huge opportunity to take advantage of. In this post, we will talk about what to use Advance Pay for, […] The post Optimizing Advance Pay during Military Transfer Season appeared first on Military FIRE. ...
Posted: Mar 02 2017 @ 11:02 PM
Since the beginning of 2017, we have been living paycheck to paycheck. The other night, Mrs. MilitaryFIRE asked how much we were making after each paycheck. “Zero,” I said, “we’re essentially broke.” We started the year with our checking account below its normal level due to some 2016 year-end IRA contributions and we haven’t been […] The post February Update: We’re Broke appeared first on Military FIRE. ...
Posted: Feb 21 2017 @ 7:07 AM
One of the disadvantages to the military lifestyle is the inability to iet up a forever home until later in life. While the moving and travel may be a bonus for some, I’d be happy to set up shop in one place for the rest of my career. Our family is all located in New […] The post Learnin’ and Planin’ appeared first on Military FIRE. ...
Posted: Feb 15 2017 @ 10:47 PM
It is February 2017 and our family has almost no passive income! What is passive income' It is an income source that requires little to no work to sustain itself. Some examples might be royalties from a book, rental income, or profit sharing from a business you part-own.  Looking around the FIRE community, many people […] The post Our Passive Income Goal: $2,400/yr by 2020 appeared first on Military FIRE. ...
Posted: Feb 10 2017 @ 2:34 AM


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